Understanding What Someone is Selling in the Investment World, and Should You Be Buying?

Understanding what someone is selling in the investment world is key & then the question is, should you buy? The two main questions when it comes to retirement are, have I saved enough money? And is this money going to last? Understanding what you have, what you want to accomplish & where you want to go, there's a lot of questions that they need to answer so that you can give them realistic expectations of if they've saved enough & is it going to get them through.